What makes Smile different
Receive cashback from us
Cater for more situations
Choose from 25+ home loan lenders plus access to private lenders for more choice and scenarios.
Cash back on us*
We pass a % of our commission back to you.
We like outside the box
Finding it hard to get a home loan? Give it one more go with us.
TESTIMONIALS
Why work with Smile?
Dedicated person project managing your loan
Unlike other brokers, you will have one dedicated person managing your loan, from start to end.
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This means your loan is never forgotten, lost and is always a priority.
For new customers or new borrowings
Cash back on us
New and existing customers receives a slice of our upfront commission* when a new mortgage borrowing is settled.
Do something different
Finding hard to get a loan?
We also have access to a panel of private lenders on top of the range of 25+ residential home lenders.
This means if your borrowing capacity is not high enough or scenarios such as company title, short-term second mortgage, development financing doesn't quite fit the traditional lenders, we can give it one more go for you.
Benefit for you and your friends
Refer and shop
Once you have your friend's permission, share your friend's details with us here.
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When the mortgage or home loan is successfully settled, they get a cash back on us and you receive a gift card^ from us.
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(Gift cards from Bunnings, Coles, Woolworths or Amazon)
The steps
How Smile works
1 We shortlist options
2 Choose your loan
3 Upload your documents
4 Loan is settled
5 Cash back / Commission paid
Things you should know
You don't pay for our service
We are paid by the lenders, so there is no cost to you.
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Fees may however be payable if we need to place your loan with a private lender (which will be pre-agreed with you).
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Smile is an accredited mortgage broker (since 2008), operating under an Australia Credit License (ACL) and is member of the FBAA.
Let's get started
Find a better deal.
No cost to you.
Lower your repayments.
* Cashback available on borrowing greater than $600,000 and is advised by Smile at time of booking the home loan consultation.
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* Available for new customers or existing customers and subject to minimum lending of $600,000. The commission is paid within 30 days after settlement of the borrowing. Does not apply to mortgage or lending brokered via the private lending channel.
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# Subject to lender's terms and conditions.
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^ Choice of store gift card choice available